Say Goodbye to Cost Concerns: How Cherry Payment Plans Transform Dental Financing

Financial concerns are among the most common reasons that people avoid getting the dental care they need. In fact, a recent study showed that more than 90% of Americans say they might delay dental services because of money. 

Times are tough, so it’s understandable that you might not have the cash to get necessary dental procedures. But it’s important to get the dental care you need, when you need it. 

That’s why Heather M. Wilmore, DDS offers Cherry payment plans at her practice in Houston, Texas. Dr. Wilmore wants to make dental care more accessible, and Cherry financing can help.

Financing your dental care can yield some big benefits. For example, keeping up with your preventive dental care  — in-office exams and cleanings along with regular brushing and flossing at home — can reduce your dental costs by almost one-third over the next five years. 

And getting prompt treatment for tooth and gum problems, like cavities, can help you avoid much more complicated and costly procedures later. 

Whether it’s necessary care or elective dental procedures such as dental whitening or Invisalign®, you might feel as though you’ll never be able to come up with the cash you need all at one time. That is where Cherry financing can come in to save your smile. 

How can Cherry help me pay for dental care? 

Cherry is a finance company that partners with dental practices like ours. We work with Cherry to give our patients convenient repayment options when they can’t afford the up-front cost of their dental procedures. 

With Cherry, you can pay the cost of your procedure in manageable monthly chunks. The financing rate can be as low as 1.9%, and repayment plans can last up to 60 months, based on your credit history, down payment, the total cost of the treatment, and your budget.

How do I get approved for Cherry payment plans?

Applying for Cherry financing is simple. You fill out a short application — it takes less than 60 seconds — and Cherry performs a soft credit check, which means this check won’t have any long-term effect on your credit report. 

This credit check verifies your identity and evaluates your ability to repay the loan. You find out if you’re approved for financing almost immediately. 

How do Cherry payment plans work?

You can use part or all of the approved amount immediately. Your approval is valid for a minimum of a month, so you can schedule your dental treatment at a later date if you wish.

Cherry requires a downpayment to use your approved amount, using a bank-issued credit or debit card. After that, you make monthly payments. 

You can check your payment due date and balance in the Cherry patient portal. In addition, you can also preview payments, request an increase, request an extension, and update your method of payment through the portal. 

Do you need dental work to restore your smile, or are you considering cosmetic dentistry to help you look your best? We’re glad to guide you through the Cherry financing process. Connect with us online or call our office to set up your appointment today.